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Pittsburgh Divorce Law Blog

Divorce & Who Gets the Social Security Retirement Benefit Payments?

Many individuals who are contemplating Divorce are at, or near, retirement age and ask the questions whether their own, ex or soon-to-be ex partner's Social Security retirement benefits are considered to be marital property and, therefore subject to equitable distribution. The answer is-it depends. You can contact my Pittsburgh law office for more information.

The best source to answer these questions is the Retirement Planner provided online by the Social Security administration. The Planner states that "if you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse's record if:

1. You are unmarried

2. You are age 62 or older

3. Your ex-spouse is entitled to Social Security retirement or disability benefits, and

4. The benefits you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouses work.

The Planner goes on to state that if you remarry, you generally cannot collect benefits on your former spouse's record unless your later marriage ends (whether by death, divorce or annulment).

What if your ex has not applied, but is eligible? You can receive benefits on his or her record if you have been divorced for at least two years.

Now, if Ms. Divorce' is eligible for retirement benefits on her own record, the Administration will pay the amount she is eligible first. However, if the benefit on her ex-spouse's record is a higher amount, she will get a combination of benefits that equals that higher amount. (reduced for age). If Ms. Divorce' has reached full retirement age and she is eligible for the ex spouse's benefits and her own benefits, she has a choice.

She can choose to just receive the ex spouse's benefit now and delay receiving her own benefits to a later date. So why delay? Because if benefits are delayed, a higher benefit may be received at a later date based on the effect of delayed retirement credits. That's right-the government will pay you more if you delay your payments.

His tree limbs and shrubs are on my property . . .

Ask a Pennsylvania Attorney what to do...Simply stated, Pennsylvania property law allows a landowner to cut off over-hanging branches of a tree belonging to an adjacent landowner, without regard to the degree of physical harm done to his property. The courts feel that cutting the protruding limbs is an adequate remedy when the branches are "intruding into the landowner's air space" and, therefore, the landowner who cuts the branches will not be subject to liability in the absence of special damages. The caveat here is that this self-help approach applies only to the protruding (offending) branches. In essence, the landowner cannot trespass on a neighbor's property and cut down the tree or cut branches that do not protrude on the landowner's airspace. The landowner may also seek reimbursement of reasonable expense incurred in exercising the self-help remedy. Irrespective of the above law, I highly suggest that you consult a lawyer before resorting to any self-help remedy.

When the landowner whose airspace is being offended has sustained actual substantial damages, he may (1) resort to cutting the branches or (2) bring suit for damages or (3) maintain an action for abatement of the nuisance (i.e. the hanging branches) and file for injunctive relief which would require removal of the branches.

WHAT IS PROBATE?

Probate is the post-death process performed by an attorney through the Register of Wills in which the deceased individuals assets are determined and valued, creditors are determined and paid, estate and and inheritance taxes are calculated and paid, with the filing of the requisite tax returns, and the remaining assets are distributed to the decedent's heirs.

As a Pittsburgh attorney, I can help you in following the necessary steps for the probate process:

1. Acknowledgement of a Personal Representative- in this part of the process the Executor or Administrator of the estate is determined.

2. Determining and Locating Assets- This is the initial stage in securing and valuing the decedent's assets.

3. Determining Creditors- Creditors with liens or claims should be paid before any other distributions except administrative expenses.

4. Ascertaining the Values of Assets at Death- This will ultimately determine the tax obligation

5. Publishing Notice- This is to allow any potential creditors to make a claim.

6. Pay Outstanding Bills- Generally, every estate has some outstanding bills at the decedent's death.

7. Filing the tax returns- Final income tax and inheritance tax returns must be filed.

8. Paying the Taxes- This is a priority before distribution to heirs.

9. Final Distribution- The final distribution of the remaining assets are distributed in accordance with the will.

Wills, Durable Powers of Attorney and Living Wills - Great planning tools

I have been asked so many times- "Do I really need a will?" The answer is, regardless of your age, yes you do!

If you are older and you want to make sure that you determine who gets your assets after death, you must contact an attorney that does wills & estates to prepare a will or the state will allocate your assets after you die pursuant to a statute, regardless of your verbal wishes before death.

Dying without a will is known as dying "intestate". Pennsylvania has its own intestate statute which determines the after death distribution of assets.

It is really important that you have a will if you are a young parent because the will is generally used to determine the subsequent guardianship of your children. Without a will, the courts will decide who will be the guardians and it may not be what you would have chosen if you had a will.

Another important aspect of a will for young or older parents is the use of a trust. If you have young children, you certainly do not want them to have unfettered control over your estate, so you would form a trust within the will. In the trust, you get to describe who manages the trust (i.e., the "trustee") and, most importantly, how the assets will be distributed. For example, you might not want a child to receive a significant portion of the trust until they are thirty (30) years old or older. This can be outlined in the trust.

Even if you have older children, a trust might be helpful. Let's face it, with a 50% divorce rate, sometimes you might want to keep the assets away from your children's spouses. A trust is one way of accomplishing that goal as funds in trust are not part of the marital estate.

Believe me, there are numerous reasons to have a will and it does not take much time with the attorney to draft one. Feel free to call me, a Pittsburgh attorney, for a free initial consultation. It will be worth the peace of mind you will gain.

What is a Durable Power of Attorney?

A durable power of attorney (DPA) is a document, in the form of a power of attorney, by which an individual (the "principal") designates another person (the" agent") to exercise certain powers for the principal in the case the principal is disabled or incapacitated and cannot act on their own. The document generally states that said power given to the agent becomes effective at a specific future time or occurrence of a specific event. If should be noted that all acts performed by the agent under the DPA have the exact same affect as if performed by the principal.

Durable powers of attorney are generally used by elder children whose parents are in their golden ages. It is a great management tool for the family in case of illness.

Feel free to call for further discussion or for the need and uses of a durable power of attorney.

Living Will

A living will is a legal document by which individuals, who are patients of a health care provider, give advance medical directives to the health care providers as to medical procedures in case certain conditions occur (i.e., debilitating illness or incapacity) that would not allow the patient to make immediate decisions regarding his or her own care. The advance directive can be very general or very narrow. Many of the directives relate to whether or not you would want your family to continue life support machines or the administration of certain drugs.

The living will is a great planning tool for adults of any age. Feel free to contact me with any questions.

Who gets the ring if . . .

I recently received a call from my friend's son. He was excited. He had met the girl of his dreams and he was about to take the big step and buy a ring. As he was planning on spending about $15,000, his Dad suggested that he call me, a Family Law attorney, to get "the legal low down" on engagement rings (i.e. who gets the ring if the couple ultimately does not get married).

Pennsylvania family law,  treats the giving of an engagement ring as a conditional gift. A conditional gift is one that is given in contemplation of an event - marriage in this case. Conditional gifts only become the absolute property of the person receiving the gift if the event takes place. The mere acceptance of the marriage proposal is not the implied condition of the gift; so, if the individual accepts the ring, the person giving the gift is entitled to the return of the ring or its equal monetary value if the marriage does not take place. This is true even if the person giving the ring breaks the engagement. So, I told the young man to go ahead and buy the ring, to get down on his knee, and propose (preferably in front of as many people as possible.)

Equitable Distribution of Assets in A Divorce

At some point during Divorce proceedings, the parties and their Counsels must deal with the division of the marital estate or equitable distribution. Pennsylvania lawyers know that the marital estate is generally defined as that property that the parties obtain during the marriage and before separation. There are certain exclusions such as inheritances or gifts, but generally it is the property obtained plus any increase in value of property brought into the marriage.

The divorce lawyer must also look at the other side of the balance sheet to determine the marital liabilities. These are liabilities that the parties incur during the marriage and increases in liabilities for those debts brought into the marriage, but before separation.

The first task a Pennsylvania divorcee faces is to determine what assets make up the estate. This is done by interviewing the potential client to determine some very important dates and other information. First, what date were the couples married and what assets and their respective values did each individual bring into the marriage and what assets and respective values were acquired during the marriage? The divorce attorney must then answer the same questions regarding the divorcing couple's liabilities.

Once the marital assets and liabilities are determined the, the attorney will look at the total net assets and determine how the marital estate should be allocated. The problem with Pennsylvania divorce law is that there is no set formula as to how to divide the assets. Instead, Pennsylvania family law allows the Court in its discretion to divide the assets as it sees "equitable". The following factors are looked at by the Court in making their decision.

· The length of the marriage.

· Any prior marriage of either party.

· The age, health, station, amount and sources of income, vocational skills, employability, estate, liabilities and needs of each of the parties.

· The contribution by one party to the education, training or increased earning power of the other party.

· The opportunity of each party for future acquisitions of capital assets and income.

· The sources of income of both parties, including, but not limited to, medical, retirement, insurance or other benefits.

· The contribution or dissipation of each party in the acquisition, preservation, depreciation or appreciation of the marital property, including the contribution of a party as homemaker.

· The value of the property set apart to each party.

· The standard of living of the parties established during the marriage.

· The economic circumstances of each party, including Federal, State and local tax ramifications, at the time the division of property is to become effective.

· Whether the party will be serving as the custodian of any dependent minor children.

The Court's truly evaluate these factors in each individual case.

Divorce - What if the 'Ex' lives in the marital residence 3 years after separation & doesn't pay the mortgage?

A colleague of mine, who is a Pennsylvania as well as a Pittsburgh Divorce lawyer, recently had a situation in one of his equitable distribution cases that was very unique and unusual. It seems that the Husband left the residence in October of 2009, giving exclusive possession of the residence to his Wife. Of course, who ends up with the house during the separation of the married couple can sometimes be very contentious, but in this situation, the Husband was quite accommodating and thought nothing of allowing the Mother of his children to keep possession of the residence. The Wife was happy too.

So what was the problem? Well, three months after the separation, the Wife decided to quit paying the mortgage. That's right-zippo! Not one penny of the $3200 a month mortgage was paid. And, get this-she made $100,000 a year in income. She then proceeded to make every move possible to delay the foreclosure process. She procrastinated and successfully delayed the process for over three (3) full years-$115,200 of mortgage payments- never paid. How about this-the bank still has not foreclosed. Sounds pretty good for her, huh-well no! The Wife's day of reckoning finally came at the equitable distribution trial.

My attorney friend said that the Wife was quite cavalier about the whole thing at trial. She acted offended when asked what her "end game was", I mean, what she was going to do when the bank finally foreclosed. When asked by the Judge what the Husband should receive, if anything, as she lived in the marital residence virtually free for three years, ruining the Husband's credit and eliminating any chance of there being equity in the house-she said "He shouldn't get anything."

The problem with the Wife's reasoning is this... in Pennsylvania, a credit may be allowed for the fair rental value to the spouse who does not have the use and occupancy of the real estate during the separation. Of course, credits can also be given for payment of the mortgage-thus offsetting each credit, but she did not pay a dime! In reviewing the totality of the situation, the Court concluded that it would be inequitable to allow the Wife to live in the residence for three years without paying the mortgage and not give the Husband a credit for ½ of the rental value of the residence. She now owes the Husband over $70, 000. In this particular situation, the Pennsylvania equitable distribution process was, just that, equitable!

DUI Driver hits church: Can I keep him out of Jail?

A recent DUI article in the Trib Live News, reported that a gentleman from Herminie Pennsylvania, slammed into a church will under the influence of alcohol. How far under? Try nearly 4 times. That's right. Mark D. Stevens 44 had a blood alcohol limit of .3 when his car hit the church. Of course the legal limit for driving under the influence of alcohol in Pennsylvania is .08.

So the question is-although we might not keep the man out of hell-can I keep him out of jail? Can a Pennsylvania Driver with a high blood alcohol level avoid being put behind bars? The answer is -possibly yes. If Mr. Stevens has not yet used his ability to obtain Advanced Rehabilitative Disposition , otherwise known as ARD, he might not have to go to jail.

The Pennsylvania Code relating to drunk driving specifically outlines the procedural framework for utilization of the ARD program. As the Code states:

"The program is intended to encourage offenders to make a fresh start after participation in a rehabilitative

program and offers them the possibility of a clean record if they successfully complete the program"

That's right! Not only can you stay out of Jail, but you can avoid the one year suspension of license, avoid a criminal conviction and expunge your record after successfully completing the ARD program.

First, you must qualify. Although there are various criteria that are readily attainable by most people, the foremost criterion is that you have not utilized the ARD program in the last ten years. You must take certain classes, pay a fine and have your license suspended for a period of time. The length of suspension is dependent upon your blood alcohol reading. By the way, Mr. Stevens is in for a long one. I am sure it will feel like hell.

Source:TribLive Article dated 2/4/2012 by Paul Pierce "Herminie Man who Hit Church was DUI"

Is Alimony Granted In Pennsylvania?

One of the most prevalent questions I am asked when couples are alimony is whether or not alimony is granted in Pennsylvania. Inevitably, the client says, "my friend told me that there is no alimony in Pennsylvania". Well, the friend is wrong. In fact, in Pennsylvania there are two types of alimony - Alimony Pendente Lite and post Divorce Alimony.

Alimony Pendente Lite (APL), or alimony "pending litigation", is a form of spousal support that is payable while the divorce is pending. The purpose of APL is to provide the dependant spouse with income to prosecute and defend the action. APL is temporary in nature in that it terminates upon the granting of the divorce decree. APL is available irrespective of marital fault.

The Pennsylvania Divorce also authorizes post divorce alimony if the party seeking the award lacks sufficient funds and property to meet his or her needs and is unable to be self-supporting through employment or other means. The statute states that the purpose of alimony is to effect economic justice; however, the statute also states that alimony is a secondary remedy that should only be awarded if "economic justice" can not be achieved through the equitable distribution process.

In determining whether to grant alimony and how much, the Courts look at seventeen factors:

(1) The relative earnings and earning capacities of the parties.

(2) The ages and the physical, mental and emotional conditions of the parties.

(3) The sources of income of both parties, including, but not limited to, medical, retirement, insurance or other benefits.

(4) The expectancies and inheritances of the parties.

(5) The duration of the marriage.

(6) The contribution by one party to the education, training or increased earning power of the other party.

(7) The extent to which the earning power, expenses or financial obligations of a party will be affected by reason of serving as the custodian of a minor child.

(8) The standard of living of the parties established during the marriage.

(9) The relative education of the parties and the time necessary to acquire sufficient education or training to enable the party seeking alimony to find appropriate employment.

(10) The relative assets and liabilities of the parties.

(11) The property brought to the marriage by either party.

(12) The contribution of a spouse as homemaker.

(13) The relative needs of the parties.

(14) The marital misconduct of either of the parties during the marriage. The marital misconduct of either of the parties from the date of final separation shall not be considered by the court in its determinations relative to alimony except that the court shall consider the abuse of one party by the other party.

(15) The Federal, State and local tax ramifications of the alimony award.

(16) Whether the party seeking alimony lacks sufficient property, including, but not limited to, property distributed under Chapter 35 (relating to property rights), to provide for the party's reasonable needs.

(17) Whether the party seeking alimony is incapable of self-support through appropriate employment.

After determining whether or not alimony is reasonable and necessary, the Court will determine the amount and duration.

Why I hate divorces...

I really do not like divorces. This might sound weird coming from a Pennsylvania Divorce lawyer- I mean it's my profession- it's my livelihood. But, in reality, there just is a lot I do not like about the whole process.

First of all, you have two people who presumably once loved one another, who now really do not like each other. Hate might be a strong word, but the truth of the matter is that most of time the ex spouses truly hate each other. And, we all know that nothing good comes from hate.

Divorces destroy the family unit. Children are inextricably affected by the process, regardless of the age of the children. Custody fights, entailing custody hearing after custody hearing, do nothing more than further the divide between the ex spouses and possibly alienate the children from one of the spouses.

If couple can not come to a custody agreement, the Court will ultimately decide how much time a child spends with each parent. Although, the Courts attempt very hard to be fair, the Court telling you how much time you will spend with your child in a given week can sometimes be very hard to accept.

Secondly, the household generally goes from being a combined two income family unit from which the single monthly living expenses are paid, to two separate family units, each now having ½ the income and double the living expenses with each spouse having their own household. This economic dynamic usually presents a tremendous financial burden for both sides resulting in more pressure and tension between the parties.

I just read recently that a study has found that divorce couples do not live as long because of health issues that come about because of the divorce. Such illnesses as hyper tension, high blood pressure and depression are just a few of the afflictions that are customarily a result of a heated divorce.

No-divorces are no fun, but if you are going through a divorce or are contemplating a divorce, I can only leave you with a quote from Mr. Miyagi, in the movie-"The Next Karate Kid"-

"Fighting not good. But, if must fight, win."

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